After Santa brings all the wonderful gifts this Christmas, don’t forget to schedule them on your homeowners policy.
Several types of property can be scheduled specifically (with no deductible, and/or broader coverage). These include jewelry, cameras, collectibles, fine arts (prints, paintings, sculptures, etc.), golf equipment, musical instruments, and sports equipment.
The advantages of scheduling specific items are that you have broader coverage without a deductible.
Be sure to talk to your independent insurance agent to determine if you have the best coverage for your personal property.