Individual Health Insurance Plans
Health insurance may be the most important type of insurance you can carry. That’s because it affects more areas than just your health … it can also affect your financial bottom line.
Unexpected medical bills can devastate your finances. Health insurance doesn’t just help you pay for care, it can protect you and your family financially in the event of unexpected—or potentially expensive illnesses and injuries.
Unpredictable costs can rob your peace of mind. You don’t want to be in the position of adding “money stress” to an already stressful medical situation. Since care costs are so unpredictable, proper coverage can give you definite peace of mind in knowing you are protected from most of these costs.
Uncovered illness can eliminate your options. Proper coverage means you have options. When you don’t have insurance, you’re at the mercy of the healthcare system, which often means no care at all.
On March 23, 2010, President Obama signed the Affordable Care Act. This law was designed to bring comprehensive health insurance reforms, hold insurance carriers accountable for costs, as well as give more consumers access to health care.
Because we are an independent agency with access to multiple carriers, we can help you through the process of selecting the individual health plan that is right for you. Each year, there is a period of time called “open enrollment”. During this time period, an individual can shop and apply for individual health insurance. Once open enrollment ends, you cannot buy or change a plan unless you have a qualifying life event.
The Peoples First Insurance Difference
You may think you want the least expensive insurance you can find, but realize you may not be getting everything you bargained for …
… While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you. So if you’re at all concerned for your financial well being, you should investigate what you are offered carefully, and consider a relationship with a reliable advisor. Because, unfortunately, there’s no such thing as a one-size-fits-all insurance policy. We’re your neighbors. We protect people we know and care about and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Click on the quote request button now, or give us a call, and let the professionals at Peoples First Insurance help you forge the strongest shield possible to help you protect the things you care about most.